If an employee is transferring his provident fund from his previous employer to his current employer. Is this taxable under the lump sum withdrawal table?


Important:

This answer is based on tax law for the year ending 28 February 2020.

Answer:

The matter is dealt with in paragraph 6(1) of the Second Schedule to the Income Tax Act.  It is treated as a withdrawal (paragraph 2(1)(b)(iB)), and paragraph 6(1)(i) then grants a deduction for the same amount – resulting in a nil effect.  The fund, when the directive is requested, would indicate to SARS and a nil directive will be issued.

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